Credit calendar

US Bank Shield Visa credits

Every recurring credit on the US Bank Shield Visa, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The US Bank Shield Visa carries 1 recurring statement credit worth $20 a year. 0 reset on the calendar year and expire on 31 December; 1 reset on your account anniversary.

$20face value a year, with no annual fee

0expire on 31 December

0capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$20 Annual Statement Credit Earn a $20 annual statement credit after making purchases in 11 consecutive billing cycles. Any purchase amount counts; the credit posts automatically once the streak is met each cardmember year.

Once a year, resets on the cardmember year

$20

Questions people ask

When do the US Bank Shield Visa credits reset?

All 1 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which US Bank Shield Visa credits require enrolment?

None of the 1 credits we track on this card require enrolment.

How much are the US Bank Shield Visa credits worth in total?

$20 a year at face value. That is the sum of the caps, not what a typical cardholder captures — and each is restricted to specific merchants.

Verified 2026-09-20. See the full US Bank Shield Visa page, or every credit across every card.