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Citi Strata Elite credits

Every recurring credit on the Citi Strata Elite, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Citi Strata Elite carries 5 recurring statement credits worth $1,170 a year. 0 reset on the calendar year and expire on 31 December; 5 reset on your account anniversary.

$1,170face value a year, against a $595 fee
0expire on 31 December
0capped monthly or quarterly, so they cannot be carried forward
Resets on the calendar year, expiring 31 December
Resets on your cardmember year
Credit
Windows in a year
Each
A year
Citigold Private Client Relationship Credit $595 first year banking relationship credit and $145 annual credit thereafter for qualifying Citigold Private Clients
Once a year, resets on the cardmember year
$595
$595
Annual Splurge Credit enrol first Up to $200 statement credits on choice of up to 2 brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, Live Nation each calendar year
Once a year, resets on the cardmember year
$200
$200
Annual Blacklane Credit Up to $200 in statement credits for Blacklane rides, earn up to $100 Jan-Jun and up to $100 Jul-Dec
Twice a year, resets on the cardmember year
$100
$200
Citigold Relationship Credit $145 banking relationship annual credit for qualifying Citigold clients
Once a year, resets on the cardmember year
$145
$145
Global Entry or TSA PreCheck Credit Statement credit up to $120 every four years as reimbursement for Global Entry or TSA PreCheck application fee
Every 4 years, resets on the cardmember year
$120
$30

Questions people ask

When do the Citi Strata Elite credits reset?

All 5 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Citi Strata Elite credits require enrolment?

1 of 5: Annual Splurge Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.

How much are the Citi Strata Elite credits worth in total?

$1,170 a year at face value, against a $595 annual fee. That is the sum of the caps, not what a typical cardholder captures — and each is restricted to specific merchants.

Verified 2026-09-20. See the full Citi Strata Elite page, or every credit across every card.