The short answer
The Chase United Explorer carries 6 recurring statement credits worth $460 a year. 0 reset on the calendar year and expire on 31 December; 6 reset on your account anniversary. 2 are capped monthly and cannot be carried forward.
$460face value a year, against a $150 fee
0expire on 31 December
2capped monthly or quarterly, so they cannot be carried forward
Resets on the calendar year, expiring 31 December
Resets on your cardmember year
Credit
Windows in a year
Each
A year
$10 Monthly Instacart Credit Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Explorer Card. Terms apply. Benefits end 12/31/27.
Monthly, resets on the cardmember year
$10
$120
Up to $100 United Hotels Credits Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels with your United Explorer Card, up to $100 each anniversary year.
Once a year, resets on the cardmember year
$100
$100
Up to $100 JSX Credits Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United Explorer Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag.
Once a year, resets on the cardmember year
$100
$100
$5 Monthly Rideshare Credit enrol first Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United Explorer Card, up to $60 each calendar year. Yearly opt-in is required.
Monthly, resets on the cardmember year
$5
$60
Up to $50 Avis/Budget Credits Receive $25 in United TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United Explorer Card.
Once a year, resets on the cardmember year
$50
$50
Global Entry/TSA PreCheck Credit Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.
Every 4 years, resets on the cardmember year
$120
$30
The monthly credits are the ones people lose
$10 Monthly Instacart Credit, $5 Monthly Rideshare Credit are capped per month. An unused
month does not roll forward, so the annual figure the card is marketed on assumes you spend at those
specific merchants every single month. Most people do not, which is the single biggest gap between a
premium card's advertised credit value and what it is worth to you.
Questions people ask
When do the Chase United Explorer credits reset?
All 6 reset on your cardmember year — that is, your account anniversary date, not 1 January.
Which Chase United Explorer credits require enrolment?
1 of 6: $5 Monthly Rideshare Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.
How much are the Chase United Explorer credits worth in total?
$460 a year at face value, against a $150 annual fee. That is the sum of the caps, not what a typical cardholder captures — 2 of them are monthly and expire unused each month, and each is restricted to specific merchants.
Verified 2026-09-20. See the full Chase United Explorer page, or
every credit across every card.