Credit calendar

Chase United Club credits

Every recurring credit on the Chase United Club, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Chase United Club carries 6 recurring statement credits worth $920 a year. 0 reset on the calendar year and expire on 31 December; 6 reset on your account anniversary. 2 are capped monthly and cannot be carried forward.

$920face value a year, against a $695 fee

0expire on 31 December

2capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$20 Monthly Instacart Credit Two $10 Instacart credits monthly (up to $240 total each calendar year) for purchases made directly through Instacart with your United Club Card. Benefits end 12/31/27.

Monthly, resets on the cardmember year

$20

$240

$200 Renowned Hotels Statement Credit Up to $200 back as statement credits each anniversary year on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers with your United Club Card.

Once a year, resets on the cardmember year

$200

$200 JSX Statement Credit Up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United Club Card.

Once a year, resets on the cardmember year

$200

$12.50 Monthly Rideshare Credit Up to $150 back as statement credits each year on rideshare purchases when you pay with your United Club Card (monthly cap applies).

Monthly, resets on the cardmember year

$12.5

$150

Up to $100 Avis/Budget Credits Up to $100 in United TravelBank cash each anniversary year on Avis or Budget car rentals booked directly through cars.united.com with your United Club Card.

Once a year, resets on the cardmember year

$100

Global Entry/TSA PreCheck Credit Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS application fee charged to your card.

Every 4 years, resets on the cardmember year

$120

$30

The monthly credits are the ones people lose

$20 Monthly Instacart Credit, $12.50 Monthly Rideshare Credit are capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.

Questions people ask

When do the Chase United Club credits reset?

All 6 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Chase United Club credits require enrolment?

None of the 6 credits we track on this card require enrolment.

How much are the Chase United Club credits worth in total?

$920 a year at face value, against a $695 annual fee. That is the sum of the caps, not what a typical cardholder captures — 2 of them are monthly and expire unused each month, and each is restricted to specific merchants.

Verified 2026-09-20. See the full Chase United Club page, or every credit across every card.