Credit calendar

Chase United Club Business credits

Every recurring credit on the Chase United Club Business, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Chase United Club Business carries 7 recurring statement credits worth $970 a year. 0 reset on the calendar year and expire on 31 December; 7 reset on your account anniversary. 2 are capped monthly and cannot be carried forward.

$970face value a year, against a $695 fee

0expire on 31 December

2capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$20 Monthly Instacart Credit Receive two $10 Instacart credits monthly ($20 total), up to $240 each calendar year, for purchases made directly through Instacart.

Monthly, resets on the cardmember year

$20

$240

$200 Renowned Hotels Credits Receive up to $200 back in statement credits each anniversary year when you prepay your stay through Renowned Hotels and Resorts using your United Club Business Card.

Once a year, resets on the cardmember year

$200

$200 JSX Credits Book JSX flights directly with your United Club Business Card and earn up to $200 back each anniversary year.

Once a year, resets on the cardmember year

$200

$12 Monthly Ride-Hailing Credit enrol first Receive up to $12 back each month ($18 in December) on ride-hailing purchases when you pay with your United Club Business Card, up to $150 each calendar year. Yearly opt-in required.

Monthly, resets on the cardmember year

$12

$150

$100 Avis/Budget Credits Receive up to $100 in United TravelBank cash each anniversary year for Avis or Budget car rentals booked through cars.united.com.

Once a year, resets on the cardmember year

$100

$50 FareLock Credit Receive up to $50 statement credit when your card is used on FareLock purchases for United and United Express flights annually.

Once a year, resets on the cardmember year

$50

Global Entry/TSA PreCheck Credit Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS.

Every 4 years, resets on the cardmember year

$120

$30

The monthly credits are the ones people lose

$20 Monthly Instacart Credit, $12 Monthly Ride-Hailing Credit are capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.

Questions people ask

When do the Chase United Club Business credits reset?

All 7 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Chase United Club Business credits require enrolment?

1 of 7: $12 Monthly Ride-Hailing Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.

How much are the Chase United Club Business credits worth in total?

$970 a year at face value, against a $695 annual fee. That is the sum of the caps, not what a typical cardholder captures — 2 of them are monthly and expire unused each month, and each is restricted to specific merchants.

Verified 2026-09-20. See the full Chase United Club Business page, or every credit across every card.