Credit calendar

Chase Southwest Performance Business credits

Every recurring credit on the Chase Southwest Performance Business, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Chase Southwest Performance Business carries 5 recurring statement credits worth $340 a year. 0 reset on the calendar year and expire on 31 December; 5 reset on your account anniversary. 1 are capped monthly and cannot be carried forward.

$340face value a year, against a $299 fee

0expire on 31 December

2capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$10 Monthly Instacart Credit Receive a $10 monthly Instacart credit when you use your card for Instacart purchases. Credit applied automatically as a statement credit.

Monthly, resets on the cardmember year

$10

$120

$120 Complimentary DashPass enrol first When the membership is activated for the first time with your Southwest Performance Business card, you will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date.

Once a year, resets on the cardmember year

$120

$10 DoorDash Quarterly Credit Once you have activated your DashPass membership, you will receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in a DashPass membership.

Quarterly, resets on the cardmember year

$10

$40

$120 Global Entry/TSA PreCheck Credit Receive up to a $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fee once every four years as a statement credit.

Every 4 years, resets on the cardmember year

$120

$30

$30 Complimentary Instacart+ Membership enrol first Receive 3 months of complimentary Instacart+ membership, which includes free delivery on orders of $35 or more, reduced service fees, and exclusive member pricing. Enrollment required.

Once a year, resets on the cardmember year

$30

The monthly credits are the ones people lose

$10 Monthly Instacart Credit is capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.

Questions people ask

When do the Chase Southwest Performance Business credits reset?

All 5 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Chase Southwest Performance Business credits require enrolment?

2 of 5: $120 Complimentary DashPass, $30 Complimentary Instacart+ Membership. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.

How much are the Chase Southwest Performance Business credits worth in total?

$340 a year at face value, against a $299 annual fee. That is the sum of the caps, not what a typical cardholder captures — 1 of them are monthly and expire unused each month, and each is restricted to specific merchants.

Verified 2026-09-20. See the full Chase Southwest Performance Business page, or every credit across every card.