Credit calendar

BoA Premium Rewards Elite credits

Every recurring credit on the BoA Premium Rewards Elite, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The BoA Premium Rewards Elite carries 3 recurring statement credits worth $480 a year. 0 reset on the calendar year and expire on 31 December; 3 reset on your account anniversary.

$480face value a year, against a $550 fee

0expire on 31 December

0capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

Airline Incidental Credit Up to $300 annual statement credit for airline incidental fees like baggage, seat upgrades, lounge access (excludes airfare)

Once a year, resets on the cardmember year

$300

$150 Lifestyle Credit Up to $150 annual statement credit for streaming services, food delivery, fitness subscriptions, and ride-hailing services

Once a year, resets on the cardmember year

$150

Global Entry/TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee (once every 4 years)

Every 4 years, resets on the cardmember year

$120

$30

Questions people ask

When do the BoA Premium Rewards Elite credits reset?

All 3 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which BoA Premium Rewards Elite credits require enrolment?

None of the 3 credits we track on this card require enrolment.

How much are the BoA Premium Rewards Elite credits worth in total?

$480 a year at face value, against a $550 annual fee. That is the sum of the caps, not what a typical cardholder captures — and each is restricted to specific merchants.

Verified 2026-09-20. See the full BoA Premium Rewards Elite page, or every credit across every card.