Credit calendar

Amex Graphite Business Cash credits

Every recurring credit on the Amex Graphite Business Cash, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Amex Graphite Business Cash carries 0 recurring statement credits worth $0 a year. 0 reset on the calendar year and expire on 31 December; 0 reset on your account anniversary.

$0face value a year, against a $295 fee

0expire on 31 December

0capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

Questions people ask

When do the Amex Graphite Business Cash credits reset?

All 0 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Amex Graphite Business Cash credits require enrolment?

None of the 0 credits we track on this card require enrolment.

How much are the Amex Graphite Business Cash credits worth in total?

$0 a year at face value, against a $295 annual fee. That is the sum of the caps, not what a typical cardholder captures — and each is restricted to specific merchants.

Verified 2026-09-20. See the full Amex Graphite Business Cash page, or every credit across every card.