Credit calendar

Amex Gold credits

Every recurring credit on the Amex Gold, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Amex Gold carries 4 recurring statement credits worth $424 a year. 0 reset on the calendar year and expire on 31 December; 4 reset on your account anniversary. 3 are capped monthly and cannot be carried forward.

$424face value a year, against a $325 fee

0expire on 31 December

3capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$10 Monthly Dining Credit enrol first $10 monthly statement credit at Grubhub, Cheesecake Factory, Goldbelly, Wine.com, and Five Guys

Monthly, resets on the cardmember year

$10

$120

$10 Monthly Uber Credit enrol first $10 monthly Uber Cash for Uber Eats and rides in the U.S. (up to $120 annually)

Monthly, resets on the cardmember year

$10

$120

$100 Resy Credit enrol first Up to $100 annual statement credits ($50 semi-annually) for dining at U.S. Resy restaurants

Twice a year, resets on the cardmember year

$50

$100

$7 Monthly Dunkin Credit enrol first Up to $7 monthly statement credit at U.S. Dunkin locations (up to $84 annually)

Monthly, resets on the cardmember year

$84

The monthly credits are the ones people lose

$10 Monthly Dining Credit, $10 Monthly Uber Credit, $7 Monthly Dunkin Credit are capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.

Questions people ask

When do the Amex Gold credits reset?

All 4 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Amex Gold credits require enrolment?

4 of 4: $10 Monthly Dining Credit, $10 Monthly Uber Credit, $100 Resy Credit, $7 Monthly Dunkin Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.

How much are the Amex Gold credits worth in total?

$424 a year at face value, against a $325 annual fee. That is the sum of the caps, not what a typical cardholder captures — 3 of them are monthly and expire unused each month, and each is restricted to specific merchants.

Verified 2026-09-20. See the full Amex Gold page, or every credit across every card.