The short answer
The Amex Business Platinum carries 11 recurring statement credits worth $4,819 a year. 8 reset on the calendar year and expire on 31 December; 3 reset on your account anniversary. 1 are capped monthly and cannot be carried forward.
$4,819face value a year, against a $895 fee
8expire on 31 December
3capped monthly or quarterly, so they cannot be carried forward
Resets on the calendar year, expiring 31 December
Resets on your cardmember year
Credit
Windows in a year
Each
A year
$2,400 One AP Subscription Credit After $250,000 in eligible spend per calendar year, receive up to $2,400 in statement credits toward One AP® subscription fees.
Once a year, resets on the calendar year
$2,400
$2,400
Fine Hotels + Resorts Credit Up to $600 annual statement credit ($300 semi-annually) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
Twice a year, resets on the calendar year
$300
$600
$360 Annual Indeed Credit enrol first Get up to $90 in statement credits each quarter when you use your Business Platinum Card on eligible Indeed purchases. That's up to $360 annually. Enrollment required.
Quarterly, resets on the calendar year
$90
$360
ChatGPT Business Credit enrol first Up to $300 in annual statement credits for ChatGPT Business subscriptions on your Business Platinum Card. Enrollment required.
Once a year, resets on the calendar year
$300
$300
Adobe Credit $250 statement credit when you spend $600 or more on Adobe products per calendar year
Once a year, resets on the calendar year
$250
$250
CLEAR Plus Credit You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership (subject to auto-renewal) with your eligible American Express Card.‡
Once a year, resets on the calendar year
$209
$209
$200 Hilton Credit enrol first Get up to $200 in statement credits per calendar year (up to $50 per quarter) when you enroll in the $200 Hilton Statement Credit Benefit with your Business Platinum Card through American Express. Purchases must be made directly with a property in the Hilton portfolio on your Business Platinum Card. Hilton for Business membership is required. If your business does not already have a Hilton for Business account, you will be registered for one at the time you enroll in the benefit. Hilton for Business offers additional travel value such as access to discounted rates, travel management tools, and loyalty benefits. To learn more about Hilton for Business, visit HiltonForBusiness.com.
Quarterly, resets on the cardmember year
$50
$200
Airline Fee Credit enrol first Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags, in-flight refreshments, flight-change fees, overweight / oversize baggage fees, airport lounge day-passes, pet-kennel fees, and phone reservation fees, are charged by the airline to your Platinum Card® account.
Once a year, resets on the calendar year
$200
$200
Dell Credit enrol first Up to $150 annual statement credit on Dell Technologies purchases
Once a year, resets on the calendar year
$150
$150
$10 Monthly Wireless Credit enrol first Up to $120 annual statement credit for wireless phone services ($10 monthly)
Monthly, resets on the cardmember year
$10
$120
Global Entry Credit Statement credit for Global Entry ($120) or TSA PreCheck ($85) application fee
Every 4 years, resets on the cardmember year
$120
$30
$10 Monthly Wireless Credit is capped per month. An unused
month does not roll forward, so the annual figure the card is marketed on assumes you spend at those
specific merchants every single month. Most people do not, which is the single biggest gap between a
premium card's advertised credit value and what it is worth to you.
Questions people ask
When do the Amex Business Platinum credits reset?
Both, depending on the credit. $2,400 One AP Subscription Credit, Fine Hotels + Resorts Credit, $360 Annual Indeed Credit, ChatGPT Business Credit, Adobe Credit, CLEAR Plus Credit, Airline Fee Credit, Dell Credit reset on the calendar year and expire 31 December. $200 Hilton Credit, $10 Monthly Wireless Credit, Global Entry Credit reset on your cardmember year, meaning your account anniversary.
Which Amex Business Platinum credits require enrolment?
6 of 11: $360 Annual Indeed Credit, ChatGPT Business Credit, $200 Hilton Credit, Airline Fee Credit, Dell Credit, $10 Monthly Wireless Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.
How much are the Amex Business Platinum credits worth in total?
$4,819 a year at face value, against a $895 annual fee. That is the sum of the caps, not what a typical cardholder captures — 1 of them are monthly and expire unused each month, and each is restricted to specific merchants.