SoFi Everyday Cash Rewards
No annual fee, earning Cash Back, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The SoFi Everyday Cash Rewards is a no annual fee card from The Bank of Missouri earning Cash Back. It earns 3x on sofi travel, 3x on dining, 2x on grocery and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers The Bank of Missouri advertises. We do not convert them into a percentage return, because that requires putting a price on Cash Back and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| SoFi Travel | 3x | |
| Dining | 3x | |
| Grocery | 2x | |
| Other | 1x | Everything else |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Cell Phone Protection — Cell phone protection against damage or theft when you pay your monthly wireless bill with the Card. Up to $800 per claim (less a $50 deductible), max 2 claims and up to $1,000 in coverage per 12-month period.
Questions people ask about the SoFi Everyday Cash Rewards
What is the annual fee on the SoFi Everyday Cash Rewards?
The SoFi Everyday Cash Rewards has no annual fee.
What does the SoFi Everyday Cash Rewards earn?
3x on sofi travel, 3x on dining, 2x on grocery, 1x on other, and 1x on everything else, in Cash Back.
Does the SoFi Everyday Cash Rewards charge foreign transaction fees?
No — the SoFi Everyday Cash Rewards has no foreign transaction fee.
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