Nordstrom Visa Credit Card
No annual fee, earning Nordstrom Notes, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Nordstrom Visa Credit Card is a no annual fee card from TD Bank USA earning Nordstrom Notes. It earns 2x on nordstrom, 2x on dining, 2x on grocery and 1x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers TD Bank USA advertises. We do not convert them into a percentage return, because that requires putting a price on Nordstrom Notes and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Nordstrom | 2x | |
| Dining | 2x | |
| Grocery | 2x | |
| Gas | 2x | |
| EV Charging | 2x | |
| Streaming Service | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Complimentary AlterationsComplimentary basic alterations on qualifying full-price purchases made at Nordstrom stores. Includes hemming, taking in seams, and other basic adjustments. Estimated savings of $30-$100 per alteration. | Once a year | ~$50 |
| 5% Off at Nordstrom RackEarn 5% off every purchase at Nordstrom Rack locations and NordstromRack.com when using your Nordstrom Visa card. Discount applied automatically at checkout. | Once a year | — |
Status and included memberships
- Anniversary Sale Early Access — Get early access to the Nordstrom Anniversary Sale, 4-7 days before it opens to the public (typically in July). Access to exclusive deals with 25-40% discounts on new arrivals from top brands. Available to all Nordstrom cardholders.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Extended Warranty Protection — Visa Signature Extended Warranty Protection doubles the original manufacturer's written U.S. repair warranty by up to one additional year on eligible warranties of three years or less. Items must be purchased entirely with the card.
- Purchase Security — Visa Signature Purchase Security protects eligible items purchased with the card against damage or theft for a limited period after purchase. Subject to the terms and conditions of the Visa Signature benefits program.
- Travel Accident Insurance — Visa Signature Travel Accident Insurance provides up to $500,000 in coverage for accidental death or serious injury caused during transit on trips where the common carrier fare was paid with the card.
- Lost or Damaged Luggage Insurance — Visa Signature Baggage Insurance provides up to $3,000 in coverage for baggage that is lost, stolen, or damaged during transit on trips where the common carrier fare was paid with the card.
Questions people ask about the Nordstrom Visa Credit Card
What is the annual fee on the Nordstrom Visa Credit Card?
The Nordstrom Visa Credit Card has no annual fee.
What does the Nordstrom Visa Credit Card earn?
2x on nordstrom, 2x on dining, 2x on grocery, 2x on gas, and 1x on everything else, in Nordstrom Notes.
Does the Nordstrom Visa Credit Card charge foreign transaction fees?
No — the Nordstrom Visa Credit Card has no foreign transaction fee.
