Navy Federal More Rewards Amex
No annual fee, earning Navy Federal Rewards Points, on the Amex network.
Card terms last verified against issuer pages on 2026-09-20.
The Navy Federal More Rewards Amex is a no annual fee card from Navy Federal Credit Union earning Navy Federal Rewards Points. It earns 3x on grocery, 3x on gas, 3x on transit and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Navy Federal Credit Union advertises. We do not convert them into a percentage return, because that requires putting a price on Navy Federal Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Grocery | 3x | |
| Gas | 3x | |
| Transit | 3x | |
| Dining | 3x | |
| Other | 1x | Everything else |
Questions people ask about the Navy Federal More Rewards Amex
What is the annual fee on the Navy Federal More Rewards Amex?
The Navy Federal More Rewards Amex has no annual fee.
What does the Navy Federal More Rewards Amex earn?
3x on grocery, 3x on gas, 3x on transit, 3x on dining, and 1x on everything else, in Navy Federal Rewards Points.
Does the Navy Federal More Rewards Amex charge foreign transaction fees?
No — the Navy Federal More Rewards Amex has no foreign transaction fee.
Other Navy Federal Credit Union cards
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