Bilt Blue Card

At a glance

The Bilt Blue Card is a no annual fee card from First Electronic Bank earning Bilt Points. We have no recurring statement credits on file for this card.

Annual feeNone

Base rate1x

Foreign feeNone

Welcome bonus

Protections and insurance

Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.

• Cell Phone Protection — Cellular Wireless Telephone Protection covers damage or theft of your cell phone up to $600 per claim with a $25 deductible, up to 2 claims per 12-month period. You must pay your monthly wireless bill with the Bilt Blue Card to be eligible. Covers the primary cardholder and any family members on the same wireless plan.
• Purchase Assurance — Purchase Assurance covers items purchased with your Bilt Blue Card that are damaged or stolen within 90 days of purchase, up to $1,000 per claim and $50,000 per cardholder account in a 12-month period. File claims at mycardbenefits.com or by calling 1-800-Mastercard within 60 days of the loss.
• MasterRental Coverage — MasterRental Coverage provides secondary auto rental collision/loss damage coverage when you rent a vehicle for 31 consecutive days or less and pay with your Bilt Blue Card. You must decline the rental company's optional collision damage waiver. Coverage is secondary to your personal auto insurance.

Other First Electronic Bank cards

Bilt Obsidian Card

First Electronic Bank, $95/year, Bilt Points

3x Dining3x Grocery2x Travel 1x everything else

$300

a year across 2 credits

Bilt Palladium Card

First Electronic Bank, $495/year, Bilt Points

2x everything else

$720

a year across 3 credits

All First Electronic Bank cards