Barclays Carnival
No annual fee, earning Carnival FunPoints, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Barclays Carnival is a no annual fee card from Barclays earning Carnival FunPoints. It earns 2x on cruise(carnival) and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Barclays advertises. We do not convert them into a percentage return, because that requires putting a price on Carnival FunPoints and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Cruise(Carnival) | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 10% Shore Excursions Discount10% back on shore excursion purchases and 0% promo APR for 6 months on Carnival bookings | Once a year | ~$100 |
| Interest-Free Financing0% Promotional APR for 6 billing cycles from the transaction date on all Qualifying Carnival Cruise Booking Purchases | Once a year | — |
| Balance Transfer Intro APR0% Introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening | Once a year | — |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Travel Insurance Coverage — Travel Accident Insurance, Trip Cancellation and Interruption coverage, Baggage Delay Insurance, and Auto Rental Collision Damage Waiver
Questions people ask about the Barclays Carnival
What is the annual fee on the Barclays Carnival?
The Barclays Carnival has no annual fee.
What does the Barclays Carnival earn?
2x on cruise(carnival), 1x on other, and 1x on everything else, in Carnival FunPoints.
Does the Barclays Carnival charge foreign transaction fees?
No — the Barclays Carnival has no foreign transaction fee.
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