Goldman Sachs
Apple Card
No annual fee, earning Cash, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
At a glance
The Apple Card is a no annual fee card from Goldman Sachs earning Cash. We have no recurring statement credits on file for this card.
Annual feeNone
Base rate3x
Foreign feeNone
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 6-Month Uber One Free TrialNew users, $9.99/month, $60 total value, requires Apple Pay | Monthly | ~$59.94 |
| Apple Card FamilyShare credit line and build credit together with family members | Once a year | — |
| Apple Card Monthly Installments0% interest monthly installments for Apple products, plus 3% Daily Cash | Once a year | — |
| High-Yield Savings AccountDaily Cash can be automatically deposited into a high-yield savings account (3.65% APY as of May 2025) | Once a year | — |
| Booking.com Travel Credits2% Booking.com Travel Credits on eligible hotel/car bookings via special link (not Daily Cash) | Once a year | — |
Questions people ask about the Apple Card
What is the annual fee on the Apple Card?
The Apple Card has no annual fee.
What does the Apple Card earn?
3x on apple&merchant, 2x on apple pay, 1x on other, and 3x on everything else, in Cash.
Does the Apple Card charge foreign transaction fees?
No — the Apple Card has no foreign transaction fee.
Verify before you apply. Card terms change without much notice, and issuers vary offers by
applicant. Everything on this page was last checked on 2026-09-20 against
our card database. The issuer's own terms page is the authority.