Amex Marriott Business
$125/year, earning Marriott Bonvoy Points, on the American Express network.
Card terms last verified against issuer pages on 2026-09-20.
The Amex Marriott Business is a $125/year card from American Express earning Marriott Bonvoy Points. It earns 6x on marriott, 4x on dining, 4x on gas and 2x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers American Express advertises. We do not convert them into a percentage return, because that requires putting a price on Marriott Bonvoy Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Marriott | 6x | |
| Dining | 4x | |
| Gas | 4x | |
| Internet, Cable & Phone Services | 4x | |
| Shipping | 4x | |
| Other | 2x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Free Night AwardEarn one Free Night Award (worth up to 35,000 Bonvoy points) each year after your Card account anniversary | Once a year | ~$140 |
| Second Free Night Award ($60K Spend)Earn an additional Free Night Award (up to 35,000 points) after spending $60,000 on purchases in a calendar year. Can be combined with up to 15,000 points. Award expires 12 months after issuance. | Once a year | ~$140 |
| Employee Card BenefitsGet up to 99 employee cards for no additional fee | Once a year | — |
| 7% Room Rate Discount7% discount on guest room Standard Rate when booked directly through Marriott Bonvoy channels under the Amex Business Card Rate. Excludes Design Hotels, vacation clubs, all-inclusive properties, and Homes & Villas by Marriott Bonvoy. | Once a year | — |
Status and included memberships
- Elite Night Credits — Earn 15 Elite Night Credits each calendar year to help you reach the next level of Marriott Bonvoy elite status
- Marriott Bonvoy Gold Elite Status — Automatic Gold Elite Status each calendar year. Benefits include 25% Elite Bonus Points on stays, 2 p.m. late checkout (availability-based), enhanced room upgrades (availability-based), and premium Wi-Fi at participating properties. Allow up to 8 weeks from account opening for status to be applied.
Questions people ask about the Amex Marriott Business
What is the annual fee on the Amex Marriott Business?
The Amex Marriott Business has a $125 annual fee.
What does the Amex Marriott Business earn?
6x on marriott, 4x on dining, 4x on gas, 4x on internet, cable & phone services, and 2x on everything else, in Marriott Bonvoy Points.
Does the Amex Marriott Business charge foreign transaction fees?
No — the Amex Marriott Business has no foreign transaction fee.
Other American Express cards
Amex Blue Cash Everyday
Amex Blue Cash Preferred